Ready to Move In
Pros: Immediate possession, no GST on resale, rental income from day one.
Cons: Higher upfront cost, less unit choice, older construction.
Under Construction
Pros: 15-20% lower prices, modern design, flexible payment plans, higher appreciation potential.
Cons: Delivery risk, GST of 5% applicable, no income during construction.
Our Recommendation - For end-users needing immediate housing, ready-to-move is safer. For investors with a 3-5 year horizon, under-construction from reputed developers offers better returns.
